Costs and Payment Terms
Your health insurance provider will reimburse the cost of psychological care. A distinction is made between:
General Basic Mental Health Care (GBGGZ)
In the GBGGZ, your treatment is registered as a total product, not as separate consultations. There are four available products based on different levels of care: short (294 minutes), medium (495 minutes), intensive (750 minutes) and chronic (750 minutes). Both direct time (sessions) and indirect time (e.g. report writing, writing letters to the general practitioner, consultation with other practitioners etc.) needed for your care will be registered within the product. First of all, the psychologist will conduct an intake with you. Then, a treatment plan will be prepared, which will help determine which of the above ‘care products’ will be followed.
The cost of the intake will be reimbursed if you have a referral letter from your GP. The fee will be deducted from the annual excess that you have agreed upon with your health insurance provider.
Specialized Mental Health Care (GGGZ)
In te GGGZ, psychotherapy will be covered by your basic health Insurance, and the amount of sessions is unlimited. You need a referral letter from your GP or other physician. Your therapist registers both direct time (sessions) and indirect time (e.g. report writing, writing letters to the general practitioner, consultation with other practitioners etc.) in a ‘Diagnose Behandelcombinatie’ (DBC)- ‘Diagnosis and Treatment Plan’.
An intake takes at least 60 minutes of direct time (session) and 60 minutes of indirect time (report writing, letter to the GP). A therapy session lasts 45 minutes (direct time), with 15 minutes allocated for preparation and writing session notes (indirect time).
At the end of the treatment, or after 1 year if you are still in therapy, the invoice for the DBC is sent to your health insurance company. If your treatment is longer than 1 year, a follow-up-DBC is opened.
Are all disorders covered by the basic insurance (basisverzekering)?
No, not all. Adjustment disorders, work and relationship difficulties, and some other disorders are not covered. You will have to pay for this treatment yourself, or perhaps an additional insurance might cover it.
As of January 1st 2010, for health insurance, every insured person aged 18 and over must by law pay a mandatory annual excess. In 2019 this amount is € 385 per year.
For 2019, PEP Psychologen has contracts with all health insurance providers for both the basic mental health care and for the specialized mental health care. This means that we will send the invoice directly to your health insurance company.